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Indian Overseas Bank · Sivasagar

IOBA0001417: Indian Overseas Bank, Sibsagar

IFSC code IOBA0001417 belongs to the Sibsagar branch of Indian Overseas Bank in Sivasagar, Assam. Its MICR code is 785020202.

IFSC
IOBA0001417
MICR
785020202
Bank
Indian Overseas Bank
Branch
Sibsagar
District
Sivasagar
State
Assam
Phone
+913772222078

Branch address

Indian Overseas Bank
Aapees, Complex, 1st Floor, Temple Road, Ward No 5, Sibsagar, PIN 785640

Open in a map · Pincode 785640: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001417 is the code of the Sibsagar branch. In the MICR code 785020202, 785 is the city, 020 the bank and 202 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Sibsagar branch (Sivasagar, Assam) is IOBA0001417.

  2. 785020202. MICR is printed at the bottom of the branch's cheques.

  3. Aapees, Complex, 1st Floor, Temple Road, Ward No 5, Sibsagar, PIN 785640

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001417 with the beneficiary's account number.

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