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Indian Overseas Bank · Moradabad

IOBA0001410: Indian Overseas Bank, Majhola

IFSC code IOBA0001410 belongs to the Majhola branch of Indian Overseas Bank in Moradabad, Uttar Pradesh. Its MICR code is 244020004.

IFSC
IOBA0001410
MICR
244020004
Bank
Indian Overseas Bank
Branch
Majhola
District
Moradabad
State
Uttar Pradesh

Branch address

Indian Overseas Bank
Dr Khare S Building, Delhi Moradabad Road, Majhola, Moradabad, PIN 244001

Open in a map · Pincode 244001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001410 is the code of the Majhola branch. In the MICR code 244020004, 244 is the city, 020 the bank and 004 the branch.

Other Indian Overseas Bank branches in Moradabad

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Majhola branch (Moradabad, Uttar Pradesh) is IOBA0001410.

  2. 244020004. MICR is printed at the bottom of the branch's cheques.

  3. Dr Khare S Building, Delhi Moradabad Road, Majhola, Moradabad, PIN 244001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001410 with the beneficiary's account number.

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