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Indian Overseas Bank · Sivaganga

IOBA0001344: Indian Overseas Bank, Karaikkudi College Road

IFSC code IOBA0001344 belongs to the Karaikkudi College Road branch of Indian Overseas Bank in Sivaganga, Tamil Nadu. Its MICR code is 630020007.

IFSC
IOBA0001344
MICR
630020007
Bank
Indian Overseas Bank
Branch
Karaikkudi College Road
District
Sivaganga
State
Tamil Nadu

Branch address

Indian Overseas Bank
26 by 7, College Road, Ground Floor, Subramanyapuram, Karaikudi PIN 630002

Open in a map · Pincode 630002: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001344 is the code of the Karaikkudi College Road branch. In the MICR code 630020007, 630 is the city, 020 the bank and 007 the branch.

Other Indian Overseas Bank branches in Sivaganga

All 39 Indian Overseas Bank branches in Sivaganga

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Karaikkudi College Road branch (Sivaganga, Tamil Nadu) is IOBA0001344.

  2. 630020007. MICR is printed at the bottom of the branch's cheques.

  3. 26 by 7, College Road, Ground Floor, Subramanyapuram, Karaikudi PIN 630002

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001344 with the beneficiary's account number.

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