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Indian Overseas Bank · Katihar

IOBA0001299: Indian Overseas Bank, Katihar

IFSC code IOBA0001299 belongs to the Katihar branch of Indian Overseas Bank in Katihar, Bihar. Its MICR code is 854020202.

IFSC
IOBA0001299
MICR
854020202
Bank
Indian Overseas Bank
Branch
Katihar
District
Katihar
State
Bihar
Phone
+916452248411

Branch address

Indian Overseas Bank
Hardayal Road,Katihar PIN 854105

Open in a map · Pincode 854105: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001299 is the code of the Katihar branch. In the MICR code 854020202, 854 is the city, 020 the bank and 202 the branch.

Other Indian Overseas Bank branches in Katihar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Katihar branch (Katihar, Bihar) is IOBA0001299.

  2. 854020202. MICR is printed at the bottom of the branch's cheques.

  3. Hardayal Road,Katihar PIN 854105

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001299 with the beneficiary's account number.

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