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Indian Overseas Bank · Nagaon

IOBA0001291: Indian Overseas Bank, Nagaon

IFSC code IOBA0001291 belongs to the Nagaon branch of Indian Overseas Bank in Nagaon, Assam. Its MICR code is 782020102.

IFSC
IOBA0001291
MICR
782020102
Bank
Indian Overseas Bank
Branch
Nagaon
District
Nagaon
State
Assam

Branch address

Indian Overseas Bank
Maulana Azad Road, Barra Bazar, Nagaon 782001

Open in a map · Pincode 782001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001291 is the code of the Nagaon branch. In the MICR code 782020102, 782 is the city, 020 the bank and 102 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Nagaon branch (Nagaon, Assam) is IOBA0001291.

  2. 782020102. MICR is printed at the bottom of the branch's cheques.

  3. Maulana Azad Road, Barra Bazar, Nagaon 782001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001291 with the beneficiary's account number.

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