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Indian Overseas Bank · Medinipur West

IOBA0001289: Indian Overseas Bank, Kharagpur

IFSC code IOBA0001289 belongs to the Kharagpur branch of Indian Overseas Bank in Medinipur West, West Bengal. Its MICR code is 721020102.

IFSC
IOBA0001289
MICR
721020102
Bank
Indian Overseas Bank
Branch
Kharagpur
District
Medinipur West
State
West Bengal
Phone
+913222255018

Branch address

Indian Overseas Bank
Purathan Bazaar Sitala Sweets First Floor Kharagpur PIN 721301

Open in a map · Pincode 721301: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001289 is the code of the Kharagpur branch. In the MICR code 721020102, 721 is the city, 020 the bank and 102 the branch.

Other Indian Overseas Bank branches in Medinipur West

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Kharagpur branch (Medinipur West, West Bengal) is IOBA0001289.

  2. 721020102. MICR is printed at the bottom of the branch's cheques.

  3. Purathan Bazaar Sitala Sweets First Floor Kharagpur PIN 721301

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001289 with the beneficiary's account number.

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