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Indian Overseas Bank · Kishanganj

IOBA0001213: Indian Overseas Bank, Raipur

IFSC code IOBA0001213 belongs to the Raipur branch of Indian Overseas Bank in Kishanganj, Bihar. Its MICR code is 492020002.

IFSC
IOBA0001213
MICR
492020002
Bank
Indian Overseas Bank
Branch
Raipur
District
Kishanganj
State
Bihar
Phone
+917712882137

Branch address

Indian Overseas Bank
Near Shimran Hotel ,Station Road ,Raipur

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001213 is the code of the Raipur branch. In the MICR code 492020002, 492 is the city, 020 the bank and 002 the branch.

Other Indian Overseas Bank branches in Kishanganj

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Raipur branch (Kishanganj, Bihar) is IOBA0001213.

  2. 492020002. MICR is printed at the bottom of the branch's cheques.

  3. Near Shimran Hotel ,Station Road ,Raipur

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001213 with the beneficiary's account number.

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