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Indian Overseas Bank · Khunti

IOBA0001182: Indian Overseas Bank, Khunti

IFSC code IOBA0001182 belongs to the Khunti branch of Indian Overseas Bank in Khunti, Jharkhand. Its MICR code is 835020302.

IFSC
IOBA0001182
MICR
835020302
Bank
Indian Overseas Bank
Branch
Khunti
District
Khunti
State
Jharkhand
Phone
+914428584896

Branch address

Indian Overseas Bank
Ward No.1 Holding No.300 Main Road Khunti PIN 835210

Open in a map · Pincode 835210: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001182 is the code of the Khunti branch. In the MICR code 835020302, 835 is the city, 020 the bank and 302 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Khunti branch (Khunti, Jharkhand) is IOBA0001182.

  2. 835020302. MICR is printed at the bottom of the branch's cheques.

  3. Ward No.1 Holding No.300 Main Road Khunti PIN 835210

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001182 with the beneficiary's account number.

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