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Indian Overseas Bank · Valsad

IOBA0001143: Indian Overseas Bank, Vapi

IFSC code IOBA0001143 belongs to the Vapi branch of Indian Overseas Bank in Valsad, Gujarat. Its MICR code is 396020031.

IFSC
IOBA0001143
MICR
396020031
Bank
Indian Overseas Bank
Branch
Vapi
District
Valsad
State
Gujarat
Phone
+912602401814

Branch address

Indian Overseas Bank
NHW 8 I Floor Express House Gidc Char Rasta Vapi 396 195

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001143 is the code of the Vapi branch. In the MICR code 396020031, 396 is the city, 020 the bank and 031 the branch.

Other Indian Overseas Bank branches in Valsad

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Vapi branch (Valsad, Gujarat) is IOBA0001143.

  2. 396020031. MICR is printed at the bottom of the branch's cheques.

  3. NHW 8 I Floor Express House Gidc Char Rasta Vapi 396 195

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001143 with the beneficiary's account number.

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