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Indian Overseas Bank · Lucknow

IOBA0001087: Indian Overseas Bank, Goldarwaza Chowk

IFSC code IOBA0001087 belongs to the Goldarwaza Chowk branch of Indian Overseas Bank in Lucknow, Uttar Pradesh. Its MICR code is 226020004.

IFSC
IOBA0001087
MICR
226020004
Bank
Indian Overseas Bank
Branch
Goldarwaza Chowk
District
Lucknow
State
Uttar Pradesh

Branch address

Indian Overseas Bank
Kusum Deep Buldg,2 Block No 3,Neebu Bagh,Goldarwaja Chowk,Lucknow

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001087 is the code of the Goldarwaza Chowk branch. In the MICR code 226020004, 226 is the city, 020 the bank and 004 the branch.

Other Indian Overseas Bank branches in Lucknow

All 47 Indian Overseas Bank branches in Lucknow

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Goldarwaza Chowk branch (Lucknow, Uttar Pradesh) is IOBA0001087.

  2. 226020004. MICR is printed at the bottom of the branch's cheques.

  3. Kusum Deep Buldg,2 Block No 3,Neebu Bagh,Goldarwaja Chowk,Lucknow

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001087 with the beneficiary's account number.

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