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Indian Overseas Bank · Namakkal

IOBA0001021: Indian Overseas Bank, Odapalli

IFSC code IOBA0001021 belongs to the Odapalli branch of Indian Overseas Bank in Namakkal, Tamil Nadu. Its MICR code is 638020015.

IFSC
IOBA0001021
MICR
638020015
Bank
Indian Overseas Bank
Branch
Odapalli
District
Namakkal
State
Tamil Nadu

Branch address

Indian Overseas Bank
1 by 87a Main Road,Odapalli Cavery RS Tiruchengodu TK Odapalli PIN 638007

Open in a map · Pincode 638007: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001021 is the code of the Odapalli branch. In the MICR code 638020015, 638 is the city, 020 the bank and 015 the branch.

Other Indian Overseas Bank branches in Namakkal

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Odapalli branch (Namakkal, Tamil Nadu) is IOBA0001021.

  2. 638020015. MICR is printed at the bottom of the branch's cheques.

  3. 1 by 87a Main Road,Odapalli Cavery RS Tiruchengodu TK Odapalli PIN 638007

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001021 with the beneficiary's account number.

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