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Indian Overseas Bank · Salem

IOBA0000953: Indian Overseas Bank, Udayapatti

IFSC code IOBA0000953 belongs to the Udayapatti branch of Indian Overseas Bank in Salem, Tamil Nadu. Its MICR code is 636020008.

IFSC
IOBA0000953
MICR
636020008
Bank
Indian Overseas Bank
Branch
Udayapatti
District
Salem
State
Tamil Nadu

Branch address

Indian Overseas Bank
377 by 2, Cuddalore Main Road, Holy Cross School 1 Gate, Udayapatti PIN 636014

Open in a map · Pincode 636014: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000953 is the code of the Udayapatti branch. In the MICR code 636020008, 636 is the city, 020 the bank and 008 the branch.

Other Indian Overseas Bank branches in Salem

All 34 Indian Overseas Bank branches in Salem

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Udayapatti branch (Salem, Tamil Nadu) is IOBA0000953.

  2. 636020008. MICR is printed at the bottom of the branch's cheques.

  3. 377 by 2, Cuddalore Main Road, Holy Cross School 1 Gate, Udayapatti PIN 636014

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000953 with the beneficiary's account number.

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