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Indian Overseas Bank · Visakhapatanam

IOBA0000948: Indian Overseas Bank, Rajapulova

IFSC code IOBA0000948 belongs to the Rajapulova branch of Indian Overseas Bank in Visakhapatanam, Andhra Pradesh. Its MICR code is 535020622.

IFSC
IOBA0000948
MICR
535020622
Bank
Indian Overseas Bank
Branch
Rajapulova
District
Visakhapatanam
State
Andhra Pradesh

Branch address

Indian Overseas Bank
Rajapulova Mandal Via Chittivalasa Rajapulova PIN 531166

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000948 is the code of the Rajapulova branch. In the MICR code 535020622, 535 is the city, 020 the bank and 622 the branch.

Other Indian Overseas Bank branches in Visakhapatanam

All 63 Indian Overseas Bank branches in Visakhapatanam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Indian Overseas Bank's Rajapulova branch (Visakhapatanam, Andhra Pradesh) is IOBA0000948.

  2. 535020622. MICR is printed at the bottom of the branch's cheques.

  3. Rajapulova Mandal Via Chittivalasa Rajapulova PIN 531166

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000948 with the beneficiary's account number.

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