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Indian Overseas Bank · Nadaikkavoo

IOBA0000944: Indian Overseas Bank, Nadaikkavoo

IFSC code IOBA0000944 belongs to the Nadaikkavoo branch of Indian Overseas Bank in Nadaikkavoo, Tamil Nadu. Its MICR code is 629020110.

IFSC
IOBA0000944
MICR
629020110
Bank
Indian Overseas Bank
Branch
Nadaikkavoo
District
Nadaikkavoo
State
Tamil Nadu

Branch address

Indian Overseas Bank
63 D Nadaikavoo Main Road Chethan Code Post Nadaikavoo629 153

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000944 is the code of the Nadaikkavoo branch. In the MICR code 629020110, 629 is the city, 020 the bank and 110 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Nadaikkavoo branch (Nadaikkavoo, Tamil Nadu) is IOBA0000944.

  2. 629020110. MICR is printed at the bottom of the branch's cheques.

  3. 63 D Nadaikavoo Main Road Chethan Code Post Nadaikavoo629 153

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000944 with the beneficiary's account number.

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