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Indian Overseas Bank · Rayagada

IOBA0000867: Indian Overseas Bank, Kerada

IFSC code IOBA0000867 belongs to the Kerada branch of Indian Overseas Bank in Rayagada, Odisha. Its MICR code is 765020502.

IFSC
IOBA0000867
MICR
765020502
Bank
Indian Overseas Bank
Branch
Kerada
District
Rayagada
State
Odisha
Phone
+918963226608

Branch address

Indian Overseas Bank
123,Kerada Village,Kerada,PIN 765201

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000867 is the code of the Kerada branch. In the MICR code 765020502, 765 is the city, 020 the bank and 502 the branch.

Other Indian Overseas Bank branches in Rayagada

All 35 Indian Overseas Bank branches in Rayagada

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Kerada branch (Rayagada, Odisha) is IOBA0000867.

  2. 765020502. MICR is printed at the bottom of the branch's cheques.

  3. 123,Kerada Village,Kerada,PIN 765201

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000867 with the beneficiary's account number.

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