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Indian Overseas Bank · Erode

IOBA0000799: Indian Overseas Bank, Guruvareddiyur

IFSC code IOBA0000799 belongs to the Guruvareddiyur branch of Indian Overseas Bank in Erode, Tamil Nadu. Its MICR code is 638020503.

IFSC
IOBA0000799
MICR
638020503
Bank
Indian Overseas Bank
Branch
Guruvareddiyur
District
Erode
State
Tamil Nadu

Branch address

Indian Overseas Bank
4 by 94 High School Road Guruvareddiyur PIN 638504

Open in a map · Pincode 638504: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000799 is the code of the Guruvareddiyur branch. In the MICR code 638020503, 638 is the city, 020 the bank and 503 the branch.

Other Indian Overseas Bank branches in Erode

All 49 Indian Overseas Bank branches in Erode

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Guruvareddiyur branch (Erode, Tamil Nadu) is IOBA0000799.

  2. 638020503. MICR is printed at the bottom of the branch's cheques.

  3. 4 by 94 High School Road Guruvareddiyur PIN 638504

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000799 with the beneficiary's account number.

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