Call us +91 87968 84759wecare@oxonfintech.comMon–Sat, 10am–7pm ISTGurugram, Haryana
Indian Overseas Bank · Pakkam

IOBA0000791: Indian Overseas Bank, Pakkam

IFSC code IOBA0000791 belongs to the Pakkam branch of Indian Overseas Bank in Pakkam, Tamil Nadu. Its MICR code is 605020027.

IFSC
IOBA0000791
MICR
605020027
Bank
Indian Overseas Bank
Branch
Pakkam
District
Pakkam
State
Tamil Nadu

Branch address

Indian Overseas Bank
1 by 7,Cuddalore Road,Pakkam,Villupuram TK,Pakkam,PIN 605106

Open in a map · Pincode 605106: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000791 is the code of the Pakkam branch. In the MICR code 605020027, 605 is the city, 020 the bank and 027 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

Can't find what you're looking for? Our team is happy to help.

Contact us
  1. The IFSC of Indian Overseas Bank's Pakkam branch (Pakkam, Tamil Nadu) is IOBA0000791.

  2. 605020027. MICR is printed at the bottom of the branch's cheques.

  3. 1 by 7,Cuddalore Road,Pakkam,Villupuram TK,Pakkam,PIN 605106

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000791 with the beneficiary's account number.

Ready to get started?

Pick a loan, share a few details and see the offers you may be eligible for — no obligation.

  • One application
  • Paperless, AA-based
  • No obligation