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Indian Overseas Bank · The Nilgiris

IOBA0000786: Indian Overseas Bank, Ootacamund

IFSC code IOBA0000786 belongs to the Ootacamund branch of Indian Overseas Bank in The Nilgiris, Tamil Nadu. Its MICR code is 643020002.

IFSC
IOBA0000786
MICR
643020002
Bank
Indian Overseas Bank
Branch
Ootacamund
District
The Nilgiris
State
Tamil Nadu
Phone
+914232444101

Branch address

Indian Overseas Bank
1780, Commercial Road,Ootacamund PIN 643001

Open in a map · Pincode 643001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000786 is the code of the Ootacamund branch. In the MICR code 643020002, 643 is the city, 020 the bank and 002 the branch.

Other Indian Overseas Bank branches in The Nilgiris

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Ootacamund branch (The Nilgiris, Tamil Nadu) is IOBA0000786.

  2. 643020002. MICR is printed at the bottom of the branch's cheques.

  3. 1780, Commercial Road,Ootacamund PIN 643001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000786 with the beneficiary's account number.

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