IOBA0000636: Indian Overseas Bank, Beguniapada
IFSC code IOBA0000636 belongs to the Beguniapada branch of Indian Overseas Bank in Ganjam, Odisha. Its MICR code is 761020501.
- IFSC
- IOBA0000636
- MICR
- 761020501
- Branch
- Beguniapada
- District
- Ganjam
- State
- Odisha
- Phone
- +916810260437
Branch address
Indian Overseas Bank
At PO,Beguniapada Beguniapada PIN 761031
Open in a map · Pincode 761031: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000636 is the code of the Beguniapada branch. In the MICR code 761020501, 761 is the city, 020 the bank and 501 the branch.
Other Indian Overseas Bank branches in Ganjam
All 106 Indian Overseas Bank branches in Ganjam
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Indian Overseas Bank's Beguniapada branch (Ganjam, Odisha) is IOBA0000636.
761020501. MICR is printed at the bottom of the branch's cheques.
At PO,Beguniapada Beguniapada PIN 761031
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000636 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation