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Indian Overseas Bank · Giridih

IOBA0000590: Indian Overseas Bank, Giridih

IFSC code IOBA0000590 belongs to the Giridih branch of Indian Overseas Bank in Giridih, Jharkhand. Its MICR code is 815020002.

IFSC
IOBA0000590
MICR
815020002
Bank
Indian Overseas Bank
Branch
Giridih
District
Giridih
State
Jharkhand
Phone
+916532222113

Branch address

Indian Overseas Bank
Makatpur Chowk, Shanthi Bhawan Marg, Giridih 815301

Open in a map · Pincode 815301: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000590 is the code of the Giridih branch. In the MICR code 815020002, 815 is the city, 020 the bank and 002 the branch.

Other Indian Overseas Bank branches in Giridih

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Giridih branch (Giridih, Jharkhand) is IOBA0000590.

  2. 815020002. MICR is printed at the bottom of the branch's cheques.

  3. Makatpur Chowk, Shanthi Bhawan Marg, Giridih 815301

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000590 with the beneficiary's account number.

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