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Indian Overseas Bank · Godavarikhani

IOBA0000494: Indian Overseas Bank, Godavarikhani

IFSC code IOBA0000494 belongs to the Godavarikhani branch of Indian Overseas Bank in Godavarikhani, Andhra Pradesh.

IFSC
IOBA0000494
MICR
Not listed
Bank
Indian Overseas Bank
Branch
Godavarikhani
District
Godavarikhani
State
Andhra Pradesh
Phone
+918728257250

Branch address

Indian Overseas Bank
18 5 247,248,Kalyan Nagar Cross RDS,Godhavarikhani

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000494 is the code of the Godavarikhani branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Indian Overseas Bank's Godavarikhani branch (Godavarikhani, Andhra Pradesh) is IOBA0000494.

  2. 18 5 247,248,Kalyan Nagar Cross RDS,Godhavarikhani

  3. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000494 with the beneficiary's account number.

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