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Indian Overseas Bank · Haridwar

IOBA0000444: Indian Overseas Bank, Laksar

IFSC code IOBA0000444 belongs to the Laksar branch of Indian Overseas Bank in Haridwar, Uttarakhand. Its MICR code is 249020051.

IFSC
IOBA0000444
MICR
249020051
Bank
Indian Overseas Bank
Branch
Laksar
District
Haridwar
State
Uttarakhand

Branch address

Indian Overseas Bank
Haridwar Road,Mukhiya Hotel, Near Vishal Cinema,Laksar,Teh.Roorkee,247663

Open in a map · Pincode 247663: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000444 is the code of the Laksar branch. In the MICR code 249020051, 249 is the city, 020 the bank and 051 the branch.

Other Indian Overseas Bank branches in Haridwar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Laksar branch (Haridwar, Uttarakhand) is IOBA0000444.

  2. 249020051. MICR is printed at the bottom of the branch's cheques.

  3. Haridwar Road,Mukhiya Hotel, Near Vishal Cinema,Laksar,Teh.Roorkee,247663

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000444 with the beneficiary's account number.

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