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Indian Overseas Bank · Chikkamagaluru

IOBA0000312: Indian Overseas Bank, Lingadahalli

IFSC code IOBA0000312 belongs to the Lingadahalli branch of Indian Overseas Bank in Chikkamagaluru, Karnataka. Its MICR code is 577020521.

IFSC
IOBA0000312
MICR
577020521
Bank
Indian Overseas Bank
Branch
Lingadahalli
District
Chikkamagaluru
State
Karnataka
Phone
+918261254624

Branch address

Indian Overseas Bank
Nanjunde Gowda Mansion Main Road,Tarikere Taluk Lingadahalli PIN 577129

Open in a map · Pincode 577129: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000312 is the code of the Lingadahalli branch. In the MICR code 577020521, 577 is the city, 020 the bank and 521 the branch.

Other Indian Overseas Bank branches in Chikkamagaluru

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Lingadahalli branch (Chikkamagaluru, Karnataka) is IOBA0000312.

  2. 577020521. MICR is printed at the bottom of the branch's cheques.

  3. Nanjunde Gowda Mansion Main Road,Tarikere Taluk Lingadahalli PIN 577129

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000312 with the beneficiary's account number.

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