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Indian Overseas Bank · Thiruvarur

IOBA0000272: Indian Overseas Bank, Poonthottam

IFSC code IOBA0000272 belongs to the Poonthottam branch of Indian Overseas Bank in Thiruvarur, Tamil Nadu. Its MICR code is 610020015.

IFSC
IOBA0000272
MICR
610020015
Bank
Indian Overseas Bank
Branch
Poonthottam
District
Thiruvarur
State
Tamil Nadu

Branch address

Indian Overseas Bank
Near Pallivasal Mayiladuthurai Main Road, Poonthottam609503

Open in a map · Pincode 609503: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000272 is the code of the Poonthottam branch. In the MICR code 610020015, 610 is the city, 020 the bank and 015 the branch.

Other Indian Overseas Bank branches in Thiruvarur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Poonthottam branch (Thiruvarur, Tamil Nadu) is IOBA0000272.

  2. 610020015. MICR is printed at the bottom of the branch's cheques.

  3. Near Pallivasal Mayiladuthurai Main Road, Poonthottam609503

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000272 with the beneficiary's account number.

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