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Indian Overseas Bank · Karaikal

IOBA0000261: Indian Overseas Bank, Tirunallar

IFSC code IOBA0000261 belongs to the Tirunallar branch of Indian Overseas Bank in Karaikal, Puducherry. Its MICR code is 609020106.

IFSC
IOBA0000261
MICR
609020106
Bank
Indian Overseas Bank
Branch
Tirunallar
District
Karaikal
State
Puducherry

Branch address

Indian Overseas Bank
GR Floor, Shopping Comp Bldg North Main Road, Tirunallar Via Karaikal PIN 609607

Open in a map · Pincode 609607: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000261 is the code of the Tirunallar branch. In the MICR code 609020106, 609 is the city, 020 the bank and 106 the branch.

Other Indian Overseas Bank branches in Karaikal

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Tirunallar branch (Karaikal, Puducherry) is IOBA0000261.

  2. 609020106. MICR is printed at the bottom of the branch's cheques.

  3. GR Floor, Shopping Comp Bldg North Main Road, Tirunallar Via Karaikal PIN 609607

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000261 with the beneficiary's account number.

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