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Indian Overseas Bank · Thrissur

IOBA0000218: Indian Overseas Bank, Varandrapalli

IFSC code IOBA0000218 belongs to the Varandrapalli branch of Indian Overseas Bank in Thrissur, Kerala. Its MICR code is 680020005.

IFSC
IOBA0000218
MICR
680020005
Bank
Indian Overseas Bank
Branch
Varandrapalli
District
Thrissur
State
Kerala
Phone
+914802760147

Branch address

Indian Overseas Bank
18 by 846 Thomson Centre Varandrapally PIN 680303

Open in a map · Pincode 680303: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000218 is the code of the Varandrapalli branch. In the MICR code 680020005, 680 is the city, 020 the bank and 005 the branch.

Other Indian Overseas Bank branches in Thrissur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Varandrapalli branch (Thrissur, Kerala) is IOBA0000218.

  2. 680020005. MICR is printed at the bottom of the branch's cheques.

  3. 18 by 846 Thomson Centre Varandrapally PIN 680303

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000218 with the beneficiary's account number.

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