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Indian Overseas Bank · Bhavnagar

IOBA0000169: Indian Overseas Bank, Bhavnagar

IFSC code IOBA0000169 belongs to the Bhavnagar branch of Indian Overseas Bank in Bhavnagar, Gujarat. Its MICR code is 364020001.

IFSC
IOBA0000169
MICR
364020001
Bank
Indian Overseas Bank
Branch
Bhavnagar
District
Bhavnagar
State
Gujarat
Phone
+912782517014

Branch address

Indian Overseas Bank
F 15,Turning Point,Vaghawadi Road,Bhavnagar PIN 364002

Open in a map · Pincode 364002: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000169 is the code of the Bhavnagar branch. In the MICR code 364020001, 364 is the city, 020 the bank and 001 the branch.

Other Indian Overseas Bank branches in Bhavnagar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Bhavnagar branch (Bhavnagar, Gujarat) is IOBA0000169.

  2. 364020001. MICR is printed at the bottom of the branch's cheques.

  3. F 15,Turning Point,Vaghawadi Road,Bhavnagar PIN 364002

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000169 with the beneficiary's account number.

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