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Indian Overseas Bank · Sonipat

IOBA0000105: Indian Overseas Bank, Baroda

IFSC code IOBA0000105 belongs to the Baroda branch of Indian Overseas Bank in Sonipat, Haryana. Its MICR code is 390020002.

IFSC
IOBA0000105
MICR
390020002
Bank
Indian Overseas Bank
Branch
Baroda
District
Sonipat
State
Haryana
Phone
+912652513920

Branch address

Indian Overseas Bank
156 by 2-3 , Mehta Pole, Bank Road, Mandvi, Baroda 390 006.

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000105 is the code of the Baroda branch. In the MICR code 390020002, 390 is the city, 020 the bank and 002 the branch.

Other Indian Overseas Bank branches in Sonipat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Baroda branch (Sonipat, Haryana) is IOBA0000105.

  2. 390020002. MICR is printed at the bottom of the branch's cheques.

  3. 156 by 2-3 , Mehta Pole, Bank Road, Mandvi, Baroda 390 006.

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000105 with the beneficiary's account number.

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