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Indian Overseas Bank · Tiruchirappalli

IOBA0000046: Indian Overseas Bank, Lalgudi

IFSC code IOBA0000046 belongs to the Lalgudi branch of Indian Overseas Bank in Tiruchirappalli, Tamil Nadu. Its MICR code is 620020526.

IFSC
IOBA0000046
MICR
620020526
Bank
Indian Overseas Bank
Branch
Lalgudi
District
Tiruchirappalli
State
Tamil Nadu
Phone
+914312541243

Branch address

Indian Overseas Bank
41 Popular Arcade Main Road Lalgudi Pin621601

Open in a map · Pincode 621601: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000046 is the code of the Lalgudi branch. In the MICR code 620020526, 620 is the city, 020 the bank and 526 the branch.

Other Indian Overseas Bank branches in Tiruchirappalli

All 69 Indian Overseas Bank branches in Tiruchirappalli

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Lalgudi branch (Tiruchirappalli, Tamil Nadu) is IOBA0000046.

  2. 620020526. MICR is printed at the bottom of the branch's cheques.

  3. 41 Popular Arcade Main Road Lalgudi Pin621601

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000046 with the beneficiary's account number.

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