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Indian Overseas Bank · Central

IOBA0000035: Indian Overseas Bank, Karol Bagh

IFSC code IOBA0000035 belongs to the Karol Bagh branch of Indian Overseas Bank in Central, Delhi. Its MICR code is 110020009.

IFSC
IOBA0000035
MICR
110020009
Bank
Indian Overseas Bank
Branch
Karol Bagh
District
Central
State
Delhi

Branch address

Indian Overseas Bank
10222 and 10223, Gurudwara Road, Karol Bagh, New Delhi - 110005

Open in a map · Pincode 110005: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000035 is the code of the Karol Bagh branch. In the MICR code 110020009, 110 is the city, 020 the bank and 009 the branch.

Other Indian Overseas Bank branches in Central

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Karol Bagh branch (Central, Delhi) is IOBA0000035.

  2. 110020009. MICR is printed at the bottom of the branch's cheques.

  3. 10222 and 10223, Gurudwara Road, Karol Bagh, New Delhi - 110005

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000035 with the beneficiary's account number.

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