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Indusind Bank · Poonch

INDB0001989: Indusind Bank, Poonch Jammu

IFSC code INDB0001989 belongs to the Poonch Jammu branch of Indusind Bank in Poonch, Jammu and Kashmir. Its MICR code is 185234102.

IFSC
INDB0001989
MICR
185234102
Bank
Indusind Bank
Branch
Poonch Jammu
District
Poonch
State
Jammu and Kashmir
Phone
+919596776773

Branch address

Indusind Bank
Ground Floor Ward No 11 Shankar Nagar Poonch Ut of Jammu Kashmir 185101

Open in a map · Pincode 185101: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

INDB is Indusind Bank's bank code, the fifth character 0 is kept for future use, and 001989 is the code of the Poonch Jammu branch. In the MICR code 185234102, 185 is the city, 234 the bank and 102 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indusind Bank's Poonch Jammu branch (Poonch, Jammu and Kashmir) is INDB0001989.

  2. 185234102. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor Ward No 11 Shankar Nagar Poonch Ut of Jammu Kashmir 185101

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC INDB0001989 with the beneficiary's account number.

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