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Indusind Bank · Kargil

INDB0001985: Indusind Bank, Kargil

IFSC code INDB0001985 belongs to the Kargil branch of Indusind Bank in Kargil, Jammu and Kashmir. Its MICR code is 194234003.

IFSC
INDB0001985
MICR
194234003
Bank
Indusind Bank
Branch
Kargil
District
Kargil
State
Jammu and Kashmir
Phone
+919596776622

Branch address

Indusind Bank
Ground Floor Khasra No 1514 Min 2406 and 1517 Min Kargil Ut of Ladakh PIN 194103

Open in a map · Pincode 194103: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

INDB is Indusind Bank's bank code, the fifth character 0 is kept for future use, and 001985 is the code of the Kargil branch. In the MICR code 194234003, 194 is the city, 234 the bank and 003 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indusind Bank's Kargil branch (Kargil, Jammu and Kashmir) is INDB0001985.

  2. 194234003. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor Khasra No 1514 Min 2406 and 1517 Min Kargil Ut of Ladakh PIN 194103

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC INDB0001985 with the beneficiary's account number.

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