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Indusind Bank · Leh Ladakh

INDB0001981: Indusind Bank, Leh

IFSC code INDB0001981 belongs to the Leh branch of Indusind Bank in Leh Ladakh, Jammu and Kashmir. Its MICR code is 194234002.

IFSC
INDB0001981
MICR
194234002
Bank
Indusind Bank
Branch
Leh
District
Leh Ladakh
State
Jammu and Kashmir

Branch address

Indusind Bank
First Floor Dmanzil Zangsti Road Leh Ladakh PIN 194101

Open in a map · Pincode 194101: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

INDB is Indusind Bank's bank code, the fifth character 0 is kept for future use, and 001981 is the code of the Leh branch. In the MICR code 194234002, 194 is the city, 234 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indusind Bank's Leh branch (Leh Ladakh, Jammu and Kashmir) is INDB0001981.

  2. 194234002. MICR is printed at the bottom of the branch's cheques.

  3. First Floor Dmanzil Zangsti Road Leh Ladakh PIN 194101

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC INDB0001981 with the beneficiary's account number.

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