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Indusind Bank · Sangrur

INDB0000897: Indusind Bank, Balad Kalan

IFSC code INDB0000897 belongs to the Balad Kalan branch of Indusind Bank in Sangrur, Punjab. Its MICR code is 148234003.

IFSC
INDB0000897
MICR
148234003
Bank
Indusind Bank
Branch
Balad Kalan
District
Sangrur
State
Punjab
Phone
+919781070002

Branch address

Indusind Bank
Shop No 82 Khewat No 169 Village Main Road Balad Kalan Tehsil Bhawani Garh District Sangrur

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

INDB is Indusind Bank's bank code, the fifth character 0 is kept for future use, and 000897 is the code of the Balad Kalan branch. In the MICR code 148234003, 148 is the city, 234 the bank and 003 the branch.

Other Indusind Bank branches in Sangrur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indusind Bank's Balad Kalan branch (Sangrur, Punjab) is INDB0000897.

  2. 148234003. MICR is printed at the bottom of the branch's cheques.

  3. Shop No 82 Khewat No 169 Village Main Road Balad Kalan Tehsil Bhawani Garh District Sangrur

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC INDB0000897 with the beneficiary's account number.

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