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Indusind Bank · Ludhiana

INDB0000520: Indusind Bank, Urban Estate Focul Point

IFSC code INDB0000520 belongs to the Urban Estate Focul Point branch of Indusind Bank in Ludhiana, Punjab. Its MICR code is 141234003.

IFSC
INDB0000520
MICR
141234003
Bank
Indusind Bank
Branch
Urban Estate Focul Point
District
Ludhiana
State
Punjab

Branch address

Indusind Bank
Upsc Jain Public School,Chandigarh Road, Urban Estate Ii, Ludhiana 141010

Open in a map · Pincode 141010: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

INDB is Indusind Bank's bank code, the fifth character 0 is kept for future use, and 000520 is the code of the Urban Estate Focul Point branch. In the MICR code 141234003, 141 is the city, 234 the bank and 003 the branch.

Other Indusind Bank branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indusind Bank's Urban Estate Focul Point branch (Ludhiana, Punjab) is INDB0000520.

  2. 141234003. MICR is printed at the bottom of the branch's cheques.

  3. Upsc Jain Public School,Chandigarh Road, Urban Estate Ii, Ludhiana 141010

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC INDB0000520 with the beneficiary's account number.

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