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Indusind Bank · Jalandhar

INDB0000427: Indusind Bank, Apra

IFSC code INDB0000427 belongs to the Apra branch of Indusind Bank in Jalandhar, Punjab. Its MICR code is 144234353.

IFSC
INDB0000427
MICR
144234353
Bank
Indusind Bank
Branch
Apra
District
Jalandhar
State
Punjab

Branch address

Indusind Bank
Ground Floor at Vpo Pind Apra,Banga Road,Teh Phillaur, Dist Jallandhar,Punjab - 144 416

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

INDB is Indusind Bank's bank code, the fifth character 0 is kept for future use, and 000427 is the code of the Apra branch. In the MICR code 144234353, 144 is the city, 234 the bank and 353 the branch.

Other Indusind Bank branches in Jalandhar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indusind Bank's Apra branch (Jalandhar, Punjab) is INDB0000427.

  2. 144234353. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor at Vpo Pind Apra,Banga Road,Teh Phillaur, Dist Jallandhar,Punjab - 144 416

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC INDB0000427 with the beneficiary's account number.

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