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Indusind Bank · Kottayam

INDB0000186: Indusind Bank, Kottayam

IFSC code INDB0000186 belongs to the Kottayam branch of Indusind Bank in Kottayam, Kerala. Its MICR code is 686234002.

IFSC
INDB0000186
MICR
686234002
Bank
Indusind Bank
Branch
Kottayam
District
Kottayam
State
Kerala

Branch address

Indusind Bank
Regency Square, K.K. Road,Near Kottayam Collectorate PO, Kottayam - 686002.

Open in a map · Pincode 686002: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

INDB is Indusind Bank's bank code, the fifth character 0 is kept for future use, and 000186 is the code of the Kottayam branch. In the MICR code 686234002, 686 is the city, 234 the bank and 002 the branch.

Other Indusind Bank branches in Kottayam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indusind Bank's Kottayam branch (Kottayam, Kerala) is INDB0000186.

  2. 686234002. MICR is printed at the bottom of the branch's cheques.

  3. Regency Square, K.K. Road,Near Kottayam Collectorate PO, Kottayam - 686002.

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC INDB0000186 with the beneficiary's account number.

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