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Indian Bank · Srinagar

IDIB000S765: Indian Bank, Srinagar

IFSC code IDIB000S765 belongs to the Srinagar branch of Indian Bank in Srinagar, Jammu and Kashmir. Its MICR code is 190019002.

IFSC
IDIB000S765
MICR
190019002
Bank
Indian Bank
Branch
Srinagar
District
Srinagar
State
Jammu and Kashmir
Phone
+919990073148

Branch address

Indian Bank
Above Royal Sweets Opp Gurudwara Lal Chowk Srinagar Srinagar Lal Chowk PIN 190001

Open in a map · Pincode 190001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDIB is Indian Bank's bank code, the fifth character 0 is kept for future use, and 00S765 is the code of the Srinagar branch. In the MICR code 190019002, 190 is the city, 019 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Bank's Srinagar branch (Srinagar, Jammu and Kashmir) is IDIB000S765.

  2. 190019002. MICR is printed at the bottom of the branch's cheques.

  3. Above Royal Sweets Opp Gurudwara Lal Chowk Srinagar Srinagar Lal Chowk PIN 190001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDIB000S765 with the beneficiary's account number.

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