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Indian Bank · Ratnagiri

IDIB000R073: Indian Bank, Ratnagiri Main

IFSC code IDIB000R073 belongs to the Ratnagiri Main branch of Indian Bank in Ratnagiri, Maharashtra. Its MICR code is 415019051.

IFSC
IDIB000R073
MICR
415019051
Bank
Indian Bank
Branch
Ratnagiri Main
District
Ratnagiri
State
Maharashtra
Phone
+912352270505

Branch address

Indian Bank
Neel Deep Complex Above Apna Bazaar Arogya Mandhir Shivaji Nagar Ratnagiri PIN 415612

Open in a map · Pincode 415612: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDIB is Indian Bank's bank code, the fifth character 0 is kept for future use, and 00R073 is the code of the Ratnagiri Main branch. In the MICR code 415019051, 415 is the city, 019 the bank and 051 the branch.

Other Indian Bank branches in Ratnagiri

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Bank's Ratnagiri Main branch (Ratnagiri, Maharashtra) is IDIB000R073.

  2. 415019051. MICR is printed at the bottom of the branch's cheques.

  3. Neel Deep Complex Above Apna Bazaar Arogya Mandhir Shivaji Nagar Ratnagiri PIN 415612

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDIB000R073 with the beneficiary's account number.

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