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Indian Bank · Gaya

IDIB000M431: Indian Bank, Medical Road Chandauti

IFSC code IDIB000M431 belongs to the Medical Road Chandauti branch of Indian Bank in Gaya, Bihar. Its MICR code is 823019007.

IFSC
IDIB000M431
MICR
823019007
Bank
Indian Bank
Branch
Medical Road Chandauti
District
Gaya
State
Bihar

Branch address

Indian Bank
Ashoka Chambers Road,No 04 Magadh Colony Medical Road Chandauti Gaya

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDIB is Indian Bank's bank code, the fifth character 0 is kept for future use, and 00M431 is the code of the Medical Road Chandauti branch. In the MICR code 823019007, 823 is the city, 019 the bank and 007 the branch.

Other Indian Bank branches in Gaya

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Bank's Medical Road Chandauti branch (Gaya, Bihar) is IDIB000M431.

  2. 823019007. MICR is printed at the bottom of the branch's cheques.

  3. Ashoka Chambers Road,No 04 Magadh Colony Medical Road Chandauti Gaya

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDIB000M431 with the beneficiary's account number.

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