IDIB000K363: Indian Bank, Kumily
IFSC code IDIB000K363 belongs to the Kumily branch of Indian Bank in Idukki, Kerala. Its MICR code is 685019004.
- IFSC
- IDIB000K363
- MICR
- 685019004
- Bank
- Indian Bank
- Branch
- Kumily
- District
- Idukki
- State
- Kerala
- Phone
- +918289855006
Branch address
Indian Bank
Indian Bank, Kumily Branch, Pulickakunnel Building, Kumily, PO-Idukki-685509
Open in a map · Pincode 685509: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
IDIB is Indian Bank's bank code, the fifth character 0 is kept for future use, and 00K363 is the code of the Kumily branch. In the MICR code 685019004, 685 is the city, 019 the bank and 004 the branch.
Other Indian Bank branches in Idukki
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Indian Bank's Kumily branch (Idukki, Kerala) is IDIB000K363.
685019004. MICR is printed at the bottom of the branch's cheques.
Indian Bank, Kumily Branch, Pulickakunnel Building, Kumily, PO-Idukki-685509
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDIB000K363 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation