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Indian Bank · Sonbhadra

IDIB000K362: Indian Bank, Kharara

IFSC code IDIB000K362 belongs to the Kharara branch of Indian Bank in Sonbhadra, Uttar Pradesh. Its MICR code is 231019004.

IFSC
IDIB000K362
MICR
231019004
Bank
Indian Bank
Branch
Kharara
District
Sonbhadra
State
Uttar Pradesh
Phone
+919123431036

Branch address

Indian Bank
Vill Kharara PO Kharara Thana Jogael Block Chopan Tehsil Obra Dist Sonbhadra Up-231205

Open in a map · Pincode 231205: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDIB is Indian Bank's bank code, the fifth character 0 is kept for future use, and 00K362 is the code of the Kharara branch. In the MICR code 231019004, 231 is the city, 019 the bank and 004 the branch.

Other Indian Bank branches in Sonbhadra

All 33 Indian Bank branches in Sonbhadra

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Bank's Kharara branch (Sonbhadra, Uttar Pradesh) is IDIB000K362.

  2. 231019004. MICR is printed at the bottom of the branch's cheques.

  3. Vill Kharara PO Kharara Thana Jogael Block Chopan Tehsil Obra Dist Sonbhadra Up-231205

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDIB000K362 with the beneficiary's account number.

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