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Indian Bank · Ernakulam

IDIB000K295: Indian Bank, Kolencherry

IFSC code IDIB000K295 belongs to the Kolencherry branch of Indian Bank in Ernakulam, Kerala. Its MICR code is 682019202.

IFSC
IDIB000K295
MICR
682019202
Bank
Indian Bank
Branch
Kolencherry
District
Ernakulam
State
Kerala
Phone
+914842766800

Branch address

Indian Bank
Iv/683h Muttappilly Arcade Kolenchery Kolenchery PIN 682311

Open in a map · Pincode 682311: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDIB is Indian Bank's bank code, the fifth character 0 is kept for future use, and 00K295 is the code of the Kolencherry branch. In the MICR code 682019202, 682 is the city, 019 the bank and 202 the branch.

Other Indian Bank branches in Ernakulam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Bank's Kolencherry branch (Ernakulam, Kerala) is IDIB000K295.

  2. 682019202. MICR is printed at the bottom of the branch's cheques.

  3. Iv/683h Muttappilly Arcade Kolenchery Kolenchery PIN 682311

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDIB000K295 with the beneficiary's account number.

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