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Indian Bank · Eluru

IDIB000K293: Indian Bank, Kotapadu

IFSC code IDIB000K293 belongs to the Kotapadu branch of Indian Bank in Eluru, Andhra Pradesh. Its MICR code is 521019751.

IFSC
IDIB000K293
MICR
521019751
Bank
Indian Bank
Branch
Kotapadu
District
Eluru
State
Andhra Pradesh
Phone
+918673256257

Branch address

Indian Bank
1130 Ramalayam Street Kotapadu Chatrai Mandal PIN 521214

Open in a map · Pincode 521214: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDIB is Indian Bank's bank code, the fifth character 0 is kept for future use, and 00K293 is the code of the Kotapadu branch. In the MICR code 521019751, 521 is the city, 019 the bank and 751 the branch.

Other Indian Bank branches in Eluru

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Bank's Kotapadu branch (Eluru, Andhra Pradesh) is IDIB000K293.

  2. 521019751. MICR is printed at the bottom of the branch's cheques.

  3. 1130 Ramalayam Street Kotapadu Chatrai Mandal PIN 521214

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDIB000K293 with the beneficiary's account number.

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