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Indian Bank · Kottayam

IDIB000K199: Indian Bank, Kaduthuruthy

IFSC code IDIB000K199 belongs to the Kaduthuruthy branch of Indian Bank in Kottayam, Kerala. Its MICR code is 686019402.

IFSC
IDIB000K199
MICR
686019402
Bank
Indian Bank
Branch
Kaduthuruthy
District
Kottayam
State
Kerala
Phone
+914829283536

Branch address

Indian Bank
Nice Towers Near Central Junction Kaduthuruthy Kaduthuruthy PIN 686604

Open in a map · Pincode 686604: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDIB is Indian Bank's bank code, the fifth character 0 is kept for future use, and 00K199 is the code of the Kaduthuruthy branch. In the MICR code 686019402, 686 is the city, 019 the bank and 402 the branch.

Other Indian Bank branches in Kottayam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Bank's Kaduthuruthy branch (Kottayam, Kerala) is IDIB000K199.

  2. 686019402. MICR is printed at the bottom of the branch's cheques.

  3. Nice Towers Near Central Junction Kaduthuruthy Kaduthuruthy PIN 686604

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDIB000K199 with the beneficiary's account number.

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