IDIB000K015: Indian Bank, Kapurthala
IFSC code IDIB000K015 belongs to the Kapurthala branch of Indian Bank in Kapurthala, Punjab. Its MICR code is 144019252.
- IFSC
- IDIB000K015
- MICR
- 144019252
- Bank
- Indian Bank
- Branch
- Kapurthala
- District
- Kapurthala
- State
- Punjab
- Phone
- +911822232201
Branch address
Indian Bank
The Mall Kapurthala Kapurthala Kapurthala PIN 144601
Open in a map · Pincode 144601: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
IDIB is Indian Bank's bank code, the fifth character 0 is kept for future use, and 00K015 is the code of the Kapurthala branch. In the MICR code 144019252, 144 is the city, 019 the bank and 252 the branch.
Other Indian Bank branches in Kapurthala
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Indian Bank's Kapurthala branch (Kapurthala, Punjab) is IDIB000K015.
144019252. MICR is printed at the bottom of the branch's cheques.
The Mall Kapurthala Kapurthala Kapurthala PIN 144601
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDIB000K015 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation