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Indian Bank · Janjgir-Champa

IDIB000J074: Indian Bank, Janjgir Naila

IFSC code IDIB000J074 belongs to the Janjgir Naila branch of Indian Bank in Janjgir-Champa, Chhattisgarh. Its MICR code is 495019015.

IFSC
IDIB000J074
MICR
495019015
Bank
Indian Bank
Branch
Janjgir Naila
District
Janjgir-Champa
State
Chhattisgarh

Branch address

Indian Bank
Indian Bank Ward No 09 Station Road Janjgir Tehsil Janjgir District Janjgir Champa State Chhattisgarh Pincode 495668

Open in a map · Pincode 495668: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDIB is Indian Bank's bank code, the fifth character 0 is kept for future use, and 00J074 is the code of the Janjgir Naila branch. In the MICR code 495019015, 495 is the city, 019 the bank and 015 the branch.

Other Indian Bank branches in Janjgir-Champa

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Bank's Janjgir Naila branch (Janjgir-Champa, Chhattisgarh) is IDIB000J074.

  2. 495019015. MICR is printed at the bottom of the branch's cheques.

  3. Indian Bank Ward No 09 Station Road Janjgir Tehsil Janjgir District Janjgir Champa State Chhattisgarh Pincode 495668

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDIB000J074 with the beneficiary's account number.

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