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Indian Bank · Rupnagar

IDIB000G124: Indian Bank, Ghanauli

IFSC code IDIB000G124 belongs to the Ghanauli branch of Indian Bank in Rupnagar, Punjab. Its MICR code is 140019007.

IFSC
IDIB000G124
MICR
140019007
Bank
Indian Bank
Branch
Ghanauli
District
Rupnagar
State
Punjab
Phone
+911881265100

Branch address

Indian Bank
Kila Market Ghanauli Ghanauli PIN 140113

Open in a map · Pincode 140113: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDIB is Indian Bank's bank code, the fifth character 0 is kept for future use, and 00G124 is the code of the Ghanauli branch. In the MICR code 140019007, 140 is the city, 019 the bank and 007 the branch.

Other Indian Bank branches in Rupnagar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Bank's Ghanauli branch (Rupnagar, Punjab) is IDIB000G124.

  2. 140019007. MICR is printed at the bottom of the branch's cheques.

  3. Kila Market Ghanauli Ghanauli PIN 140113

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDIB000G124 with the beneficiary's account number.

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