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Indian Bank · Konaseema

IDIB000D097: Indian Bank, Draksharamam

IFSC code IDIB000D097 belongs to the Draksharamam branch of Indian Bank in Konaseema, Andhra Pradesh. Its MICR code is 533019008.

IFSC
IDIB000D097
MICR
533019008
Bank
Indian Bank
Branch
Draksharamam
District
Konaseema
State
Andhra Pradesh
Phone
+918978542007

Branch address

Indian Bank
Dr No 2273 Kakinada Road Draksharamam Draksharamam PIN 533262

Open in a map · Pincode 533262: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDIB is Indian Bank's bank code, the fifth character 0 is kept for future use, and 00D097 is the code of the Draksharamam branch. In the MICR code 533019008, 533 is the city, 019 the bank and 008 the branch.

Other Indian Bank branches in Konaseema

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Bank's Draksharamam branch (Konaseema, Andhra Pradesh) is IDIB000D097.

  2. 533019008. MICR is printed at the bottom of the branch's cheques.

  3. Dr No 2273 Kakinada Road Draksharamam Draksharamam PIN 533262

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDIB000D097 with the beneficiary's account number.

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