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Indian Bank · Cuttack

IDIB000B160: Indian Bank, Banipada

IFSC code IDIB000B160 belongs to the Banipada branch of Indian Bank in Cuttack, Odisha. Its MICR code is 754019206.

IFSC
IDIB000B160
MICR
754019206
Bank
Indian Bank
Branch
Banipada
District
Cuttack
State
Odisha
Phone
+918249001399

Branch address

Indian Bank
Indian Bank Banipada Gram Panchayat Building Chasapada PIN 754027

Open in a map · Pincode 754027: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDIB is Indian Bank's bank code, the fifth character 0 is kept for future use, and 00B160 is the code of the Banipada branch. In the MICR code 754019206, 754 is the city, 019 the bank and 206 the branch.

Other Indian Bank branches in Cuttack

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Bank's Banipada branch (Cuttack, Odisha) is IDIB000B160.

  2. 754019206. MICR is printed at the bottom of the branch's cheques.

  3. Indian Bank Banipada Gram Panchayat Building Chasapada PIN 754027

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDIB000B160 with the beneficiary's account number.

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